Preventing Homelessness and Protecting Homeowners National Conference 2010

In 2009/10, the courts in England and Wales made possession orders against over 130,000 tenants and a further 70,000-plus homeowners. These orders are now being enforced and during the current year tens of thousands of occupiers face the actual loss of their homes.

While this has been happening, the Mortgage Rescue Scheme in England has never really got off the ground and the scheme in Wales is so oversubscribed that it has been suspended.

This conference examines not only the latest measures that can be effectively used to prevent homelessness but also, specifically, the outcome of the UK Coalition Government's urgent review of schemes to assist mortgage borrowers in difficulties.

This important national conference offers insights into how to assist those who face losing their homes. Presented by a multi-disciplinary panel of speakers of the highest calibre, and taking into account all the latest legal, policy and procedural developments in this fast moving area, this is really an event not to be missed.

Programme details | Book Your Place | Download Conference Brochure (.pdf)

6 reasons to book your place now!

Top speakers
Superb value
Excellent venue
Topical programme
The opportunity to listen to and learn from the shared experiences of others working in this fast moving area of work
Excellent notes to refer to back in the office

Programme includes

INCLUDING SPECIAL FEATURES - Implications of:

Mortgage Repossessions (Protection of Tenants etc) Act 2010 (to be implemented on 1 October 2010) and
The Minister for Housing’s crucial announcements about the Mortgage Rescue Scheme and the Homeowners Mortgage Support Scheme.

09.15-10.00	Registration & Refreshments
10.00-10.10	Chairman’s Welcome and Opening Remarks Jan Luba QC
10.10-10.40	Preventing Homeowner Repossessions – Latest update on Government schemes Sue Lovelock The Government approach to preventing repossessions Mortgage Rescue Scheme in practice Homeowners Mortgage Support Mortgage Interest payments through the benefits system update Spending review A look ahead
10.40-11.05	The New Role of the Financial Services Authority Lynda Blackwell
11.05-11.20	Refreshments
11.20-12.05	Advising the Struggling Mortgage Defaulter Nick Lord Options for increasing income Social Security Benefits, Lodgers and Additional work Charitable payments Options for reducing expenditure Mortgage costs, and Secured loan costs Other priority costs Unsecured creditors Negotiating with the mortgage lender to forestall to court action What is and isn’t possible Key factors FSA regulation Role of the FOS Identifying and advising where it is probable that the client will not be able to meet their mortgage costs in the medium term Future regulatory changes arising from the FSA review of the Mortgage Conduct of Business rules
12.15-13.15	Repossession: Help through Homelessness Services and Social Housing Allocation Jan Luba QC “Approach for advice” or “Homelessness Application”? Is the borrower “Homeless” or “threatened with homelessness”? The scope for “Homeless at Home” borrowers Intentional Homelessness in the mortgage default context Discharging the homelessness duties when there is equity in the home The interface with housing allocation scheme
13.15-14.15	Lunch
14.15-15.00	Possession Proceedings: How it Looks to the Court District Judge Sterlini Implications of Mortgage Repossessions (Protection of Tenants etc) Act 2010 Legal advice and representation for the borrower: what help works best at court? The Mortgage Pre-Action Protocol in Practice Applying the Mortgage Arrears Protocol: As Easy as N123? “Technical” defences Substantive defences Inviting creative use of the Court’s powers Securing more time to pay or sell
15.00-15.45	Mortgage Possession Proceedings: the Law and Practice Tim Powell, Powell Forster solicitors Legal and procedural requirements the lender must satisfy What evidence will the judge want? What the court can and cannot order How defaulting borrowers can maximise the chances of a favourable exercise of judicial discretion Advising tenants of borrowers Last minute reprieves-suspending warrants for possession Tactical considerations
15.45-16.00	Afternoon Refreshments
16.00-16.15	Case Study Using a fictitious example, the panel of speakers (who will welcome input from delegates), will explore in open forum the ways in which a family faced with possession of their home can, by a combination of self-help, advice and assistance and support from advice agencies and local authorities maximise their prospects of retaining their home and securing their position to their best advantage in the circumstances.
16.15-16.30	Discussion Forum Panel and Delegates
16.30	Close of Conference
Top \| Book Your Place \| Download Conference Brochure (.pdf)

details

Venue: Central London
Holiday Inn Kensington Forum, London SW7 | Get directions
Date: Thu 30 September 2010
Price: £295 + VAT

Third and subsequent delegates HALF PRICE. See Terms and Conditions

"Well planned and well presented - one of the best conferences I've
attended. I would certainly recommend attendance at future events"
Lettings Co-ordinator

cpd accredited

This conference is accredited for 5 hours CPD by the Solicitors Regulation Authority, the Bar Standards Board and ILEX.

Who should attend?

An unmissable event for all Local Authority and RSL personnel including:

Homelessness Prevention managers and advisers
Homelessness/Housing Advice managers, team leaders and officers within Local Authorities and RSLs
Advice and Assessment Officers
Homelessness Allocations Teams
Housing Debt Advisors
Welfare Rights/Benefits Officers
CAB managers and workers
Other independent advice workers
Lawyers in local authorities and RSLs and solicitors in private practice
Housing Advice agencies

speakers

Jan Luba QC, Garden Court Chambers (Conference Chairman)
Nick Lord, Money and policy adviser
Sue Lovelock, Head of the Preventing Repossessions Team in Communities and Local Government. Sue is responsible for delivery of the Mortgage Rescue and Homeowners Mortgage Support schemes; communications and repossessions strategy.
Tim Powell, Partner, Powell Forster solicitors
District Judge Sterlini, Clerkenwell & Shoreditch County Court where he regularly hears a wide variety of housing possession cases.
Lynda Blackwell, Manager Mortgage Policy Team, Financial Services Authority

testimonials

Excellent course, excellent speakers-everything excellent
Legal Adviser

I’m familiar with mortgage cases-but there were heaps of tips which I learned today
Homelessness & Advice Team Leader

Very interesting and relevant
Homelessness Prevention Officer

A very well presented conference which provided detailed information in the context of Housing legislation
Homelessness Prevention Manager

Excellent, very informative and relevant-thank you.
Advice Services Manager

Really interesting and practical on how to assist people facing eviction
Housing Advice Officer

Very good conference, enjoyable and informative
Housing Debt Advisor

download brochure

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Conference
Brochure (.pdf)

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Wiltshire
SN13 9BY

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Fax: 01249 701666

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